CALCULATOR: Should I pay points to lower my interest rate on a mortgage refinance?

Graphic of house and money sign

With historic low interest rates, the rush to refinance mortgages is on again.  At some point during the process, your mortgage broker will likely present a list of rate/point options.  What this means is someone can pay an extra fee… Continue Reading

Chart: Compare Therapy Dog Certification Programs and review of Fees, Training, Testing and Insurance

Person and dog looking away from camera towards lake, sitting together

Updated post, originally published 10/13/2019. Many different Therapy Dog programs have been developed over the past four decades.  Many handlers and clients alike are interested in the programs specifically for insurance coverage. Background checks and training are also offered by… Continue Reading

Best Qigong in Asheville Area: Mind grounding with the other Martial Art

Sign at road: Embracing Simplicity Hermitage Meditation Center 828-338-2665

Have you been on WNC’s beautiful hikes, toured the Biltmore, circled downtown, driven the Blue Ridge Parkway, but still looking for something new to do in the Asheville area? Maybe some Martial Arts?? Tried yoga, but looking for something a… Continue Reading