With historic low interest rates, the rush to refinance mortgages is on again. At some point during the process, your mortgage broker will likely present a list of rate/point options. What this means is someone can pay an extra fee… Continue Reading
Everyone seems to know better and be a self proclaimed expert on the new COVID-19 Coronavirus. It’s difficult to navigate through all the propaganda and bad advice seems to be everywhere. I am not a doctor or healthcare professional,… Continue Reading
A few years ago during flu season, we travelled throughout Japan and Taiwan. We were on jam packed subways, trains, buses, and airplanes every day for several weeks. Folks were sneezing, coughing and hacking, blowing noses everywhere, and the smelly… Continue Reading
Lots of folks wonder about solar, but few take the plunge. We did, twice. With the once 30% Federal Renewable Energy Tax Credit, and about 30% Duke Energy NC Solar Rebate Program, our cost was significantly off-set. But even with… Continue Reading
When I was about 8 years old, in 2nd grade, in the early 1980’s, I went to Catholic elementary school at Immaculate Conception Church in Willoughby, Ohio. Sister Jane was my teacher, and she was very strict. Ordinarily a uniform… Continue Reading